Details

To ensure all Beloit College students have access to adequate medical and mental health care, all students are automatically enrolled in Beloit’s student health insurance plan through Wellfleet.

The 2025–26 annual cost of coverage is $2,301, billed as $964 for the fall semester and $1,337 for the spring semester. Opt-in coverage and competitive vendor vetting allow the College to better manage healthcare costs.

Waiving Wellfleet Coverage

Students who are covered by other, comparable medical insurance may opt out of the Wellfleet plan by submitting an online waiver by July 15. Wellfleet must confirm your coverage before the waiver is approved.

Note:

• If you have Medicaid coverage from any state, you may opt out.

• If you are covered by a cost-sharing program such as Medishare, you must remain enrolled in the Wellfleet plan.

• Your healthcare coverage must be confirmed annually.

International Students

• J-1 Exchange Visitors (non-ISEP): Due to visa requirements, all international students holding J-1 Exchange Visitor Status through Beloit College are required to maintain Wellfleet insurance coverage.

• ISEP Exchange Students: Students studying at Beloit College through the ISEP program are automatically waived, as the ISEP-required insurance meets Beloit College’s standards.

• F-1 Students: New this year, international students holding F-1 status may opt out of Wellfleet only if they have a U.S.-based insurance plan that meets the following criteria:

  1. Affordable Care Act (ACA) compliant

  2. Issued by a U.S.-based insurer

  3. Includes a U.S. address and phone number for claims and customer service

  4. Provides a repatriation of remains benefit of at least $25,000

  5. Includes a medical evacuation benefit of at least $50,000

General Reminders

Regardless of your coverage:

• You are responsible for paying your own medical expenses.

• Healthcare providers will bill you and/or your insurance directly.

• Do not send medical bills or insurance claims to the Health and Wellness Center or Athletics.

• Bring a copy of your insurance card to campus and carry it with you at all times.

Visit the Wellfleet Student Insurance site to get started